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                           FORWARD-LOOKING STATEMENTS
     This prospectus includes forward-looking statements regarding, among other
things, our plans, strategies and prospects, both business and financial.
Although we believe that our plans, intentions and expectations reflected in or
suggested by these forward-looking statements are reasonable, we cannot assure
you that we will achieve or realize these plans, intentions or expectations.
Forward-looking statements are inherently subject to risks, uncertainties and
assumptions. Important factors that could cause actual results to differ
materially from the forward-looking statements we make in this prospectus are
set forth under the caption "Risk Factors" and elsewhere in this prospectus, and
include, but are not limited to:
     - our plans to achieve growth by offering new and enhanced services and
       through acquisitions;
     - our anticipated capital expenditures for our planned upgrades, and the
       ability to fund such upgrades;
     - our beliefs regarding the affects of governmental regulation on our
     - our ability to effectively compete in a highly competitive environment;
     - our expectations to be ready for any year 2000 problem.
     All forward-looking statements attributable to us or persons acting on our
behalf are expressly qualified in their entirety by those cautionary statements.